Insurance Programs > Photographers / Videographers

Photographers / Videographers

The Photographer/Videographer Insurance Program insures Photographers and Videographers that provide their unique services to public and private events. Arts & Entertainment Insurance Brokerage, LLC does not charge a Broker Fee.
Designed for the Photographer and Videographer that provides their services to private functions and/or public events, this program combines an array of coverages into a single Insurance Package. 

The Photographer/Videographer Insurance Program is designed for budgets of all sizes from the hobbyist to the professional.
Insurance limits are available up to $10,000,000 for Liability and $5,000,000 on Inland Marine. The program is available to U.S. based Photographers and Videographers shooting anywhere in the world.


Inland Marine    Rented Equipment, Owned Equipment, Props, Sets and Wardrobe, Negative & Faulty Stock, Third Party Property Damage, Extra Expense, Office Contents & more
General Liability    General Liability (including increased limits)
Automobile    Automobile Liability, Physical Damage
Excess Liability    Total policy limits available up to 10,000,000

Coverage Definitions

Inland Marine
Miscellaneous Equipment – Coverage for Owned and/or Rented Camera, Light and Grip   equipment.
Rented Props, Sets and Wardrobe – Coverage for Rented Props, Sets and Wardrobe.
Negative Film, Tape or Digitalized Image – Protection for loss or damage to the Negative, Tape or Digitalized Image.
Faulty Stock, Camera and Processing – Covers the loss or damage to raw film stock, tape or soundtrack by faulty processing or faulty developing.
Third Party Property Damage – Property in the care, custody and control of the Production that is destroyed or damaged.
Office Contents – Covers Office Property including furniture and computers.
Extra Expense – Covers Insured if a location is destroyed or damaged and the shoot has to be moved with time and money being lost.

General Liability Insurance

General Liability – Protects the public from the negligence of the Photographer or Videographer.


Non-owned/Hired Automobile Liability – Protects the public from the negligence of the Photographer or Videographer if the Photographer or Videographer causes injury or property damage while driving a rented, loaned or borrowed vehicle.

Non-owned/Hired Automobile Physical Damage – Protects the owner of a rented, loaned or borrowed vehicle for damage to the vehicle caused by the Photographer or Videographer.

Workers Compensation

Workers Compensation – Provides coverage for compensated and non-compensated cast, crew, and volunteers if they are injured on the job.

Excess Liability Insurance

Excess Liability – Provides additional Liability protection over the General Liability and Non-owned/Hired Automobile Liability in increments of $1,000,000.  Limits up to $10,000,000 are available.